As a member of the ABA you have comprehensive liability and personal accident insurance while participating a sanctioned activity. You now have the option of adding commuting insurance, or personal insurance to cover you while training outside of a sanctioned activity.

The Cycling Provincial Collective Insurance program is designed to protect events, clubs, teams, their members, players, officials, managers, directors, officers, auxiliary workers, employees, volunteers, and administrators for all cycling sanctioned events and/or activities. Sanctioned cycling events and approved cycling activities include, but are not limited to, club rides, club meetings, competitions, organized training camps, events, seminars, clinics, fundraising activities and tours abroad for the PPA members.

An overview of member insurance can be found here